Kalakshar US

Apple will rely on your previous purchases and spending habits to decide how much it will lend you for its upcoming “buy now, pay later” service, according to Bloomberg’s Mark Gurman. Apparently, the tech giant intends to evaluate your eligibility based on your purchases at its retail stores, your App Store transactions and even the peer-to-peer transfers you’ve made using Apple Cash. 

Whether or not you’ve applied for an Apple Card in the past will also reportedly factor into the amount the company will lend you, along with your spending habits using any other card linked to your Apple Pay. The company will take which Apple devices you own into account, as well, Bloomberg says. Apple Financing, the subsidiary the company established last year, is expected to be in charge of conducting customer background checks and loan approvals. 

The tech giant first announced the “buy now, pay later” functionality for Apple Pay at its WWDC event in June 2022 with the intention of launching it later that year. While Apple didn’t explain why it didn’t arrive with iOS 16 like it originally intended, Gurman said at the time that the delays were caused by “fairly significant technical and engineering challenges in rolling out the service.” To test the feature, Apple reportedly gave its retail employees access to it for their own purchases. In Gurman’s latest report, he says testers have been seeing loan approvals for as much as $1,000. 

When it first announced the pay later offering, Apple said it will give you a way to split the cost of purchases into four equal installments that you can pay over six weeks. That’s a short amount of time, but you at least won’t incur any additional interest or fees. The company reportedly plans to offer another option later on that would let you pay for larger purchases over several months, though that one will charge you interest on top of the base amount. 

In a new update, Virgin Orbit has confirmed that the launch failure of its first UK mission was likely caused by a fuel filter that had been “dislodged from its normal position.” That created a cascade of events that led to the shutdown of the second stage rocket, which ultimately fell back to Earth along with its payload, according to data gathered so far. The investigation is being led by United Launch Alliance’s Jim Sponnick and Virgin Chief Engineer Chad Foerster, with oversight from the US FAA, UK Air Accidents Investigation branch and other authorities. 

The company’s historic “Start Me Up” mission launched from Spaceport Cornwall on January 9th and Virgin confirmed things went well at the start. “The ignition, first stage flight, stage separation, second stage ignition and fairing deployment of the LauncherOne rocket were nominal,” it wrote. “Each of these milestones constituted a first-of-its-kind achievement for any orbital launch attempt from western Europe.”

That pesky $100 filter highlights the challenges of spaceflight, though. After it dislodged from its proper place in the fuel feedline, a downstream pump was starved for fuel and began operating at a significantly higher-than-rated temperature, investigators found. Parts downstream of that and in the vicinity eventually malfunctioned, causing the engine to stop. “The early thrust termination ended the mission, and the second stage and its payloads fell back to Earth, landing in the approved safety corridor in the Atlantic Ocean.”

Virgin Orbit is portraying the failure as a learning experience, but as the first UK orbital launch ever, the timing wasn’t ideal. The company noted, however, that all four prior operational flights succeeded, sending 33 payloads to their required orbits. 

The company is now creating a plan to replicate flight conditions to determine the root cause or causes of the failure, it said. “Numerous tests are underway to support the investigation and help lead to definitive conclusions. Ultimately, all credible causes of the failure will be addressed prior to the next LauncherOne mission.”

Platformer has interviewed Twitter employees to figure out why people’s For You feeds turned into The Elon Musk show, and they said the company’s engineers truly did build a system that benefited their CEO alone. According to the publication, Elon’s cousin and Twitter employee James Musk sent an urgent message on the company’s Slack on Monday morning. “We are debugging an issue with engagement across the platform,” he wrote, calling the situation “high urgency” and asking everyone who can write code to help. The situation? President Biden’s tweet about rooting for the Philadelphia Eagles got more engagement than Musk’s. 

Apparently, the president’s tweet generated almost 29 million impressions, whereas Musk’s generated 9.1 million only before he deleted it. Musk’s issue with his tweets not getting as much engagement as he would like started before the Super Bowl, however. Platformer previously reported that he fired one of Twitter’s two remaining principal engineers because he suggested that Musk’s tweets aren’t generating as many impressions anymore because people are no longer that interested in what he’s saying. 

Around 80 Twitter employees were reportedly tasked to investigate the possible reasons for Musk’s waning engagement numbers, and they did consider the possibility that a lot of people had blocked and muted him in recent months. They also looked into legitimate potential technical issues, though, because tweets from users whose posts typically perform well should’ve been automatically promoted by the website’s system. 

The fix they came up with, Platformer says, is to deploy code that would artificially boost Musk’s tweets by a factor of 1,000, ensuring that they rank higher than everyone else’s in people’s feeds. As a result, over 90 percent of Musk’s 128.9 million followers saw his tweets, and even those who don’t follow the Twitter owner kept seeing his posts on their timeline. 

While Musk didn’t speak at length about the issue, he did acknowledge the change in his own way, specifically by posting the “forced to drink milk” meme. He also asked people to stay tuned while Twitter made adjustments to the “algorithm” (his quote, not ours) after users started complaining of seeing all Elon all the time. “Adjustments” reportedly didn’t mean removing his advantage completely, though: according to Platformer, Elon’s tweets are still artificially boosted, but by a factor less than 1,000. Bottom line, users will still see his tweets a lot, unless they choose to move over to the Following tab instead. 

Meta isn’t done pulling back some of its shopping features. Instagram has warned users that live shopping will shut down on March 16th. From that day on, shops can’t tag products during livestreams — you’ll have to wait until afterward (or rely on less-than-elegant links) to buy must-have items. The social network explained the move as a way to “help [it] focus” on core features.

The move comes right as Instagram is removing the shopping tab from the home screen, and months after Facebook wound down Live Shopping and pointed stores toward Reels. Shopping is still part of these social media apps in posts, Reels and Stories, but Meta has increasingly taken a back-to-basics approach. Live shopping first reached Instagram in 2020, right as many people were forced to shop online during the pandemic.

The decision isn’t surprising. Meta is looking for ways to cut costs as a tough economy and an expensive metaverse pivot affect its bottom line, and it’s particularly eager to slash initiatives that perform poorly. As Gizmodoexplains, that might include Instagram’s live shopping. Social-based shopping was only expected to represent five percent of US e-commerce in 2022, according to Insider Intelligence. If that’s true, Meta isn’t earning much from purchases during live broadcasts.

Meta isn’t alone in struggling with shopping features. TikTok was set to bring live shopping to North America late last year, but only using outsourced technology. The Financial Timessources claimed last summer that TikTok was scaling back its plans between a poor UK uptake and a mass exodus of employees. Simply speaking, there may not be as much of an audience for social shopping as tech giants expect.

Google Fiber is launching the 5Gbps internet plan it began testing in October. The service will initially cover four cities, but Google says the $125-per-month service will expand to other areas later this year.

The new plan is available today in Kansas City,West Des Moines and Fiber’s Utah cities. It has symmetrical upload and download rates, an upgraded 10 Gig Fiber Jack (the small box housing the fiber cable’s entrance into your home), professional installation, a WiFi 6 router and up to two mesh network extenders.

Although 5Gbps speeds could be overkill for most households, they could come in handy for creative professionals, gamers or others who need minimal latency or transfer large files frequently. For example, a 150GB Microsoft Flight Simulator download that takes 11 minutes at 2Gbps would only take about three minutes at 6Gbps (under ideal conditions, anyway).

The upgraded speeds are part of Google’s rejuvenated focus on Fiber. The company also recently announced its first network expansion in years. But, perhaps more crucially, it reestablishes Fiber as an industry disrupter pushing competitors to upgrade speeds and lower prices (maybe) on existing plans. Comcast already offers 6Gbps service in some areas, but it costs a whopping $300 and doesn’t include symmetrical uploads.

Google also reiterated that Fiber’s 8Gbps option, also announced late last year, is still “coming soon.” That service will also include symmetrical uploads and downloads.

TuneIn is adding a new way for users to discover the more than 100,000 radio stations available to stream on its service. This week, the company – in honor of World Radio Day, which fell on February 13th – began rolling out TuneIn Explorer (via Android Police).

The feature plots everything TuneIn offers on an interactive map allowing you to see where some of the world’s most famous radio stations are based out of. You can access the map by visiting TuneIn’s website on your computer or mobile device. The company has included handy filters along the top of the interface, allowing you to narrow down the stations you see based on genre and language. You can apply multiple filters if you want more specific results. The map also includes a search feature and even displays emergency broadcast stations.

There’s no word yet on when the feature will arrive in the TuneIn app. In the meantime, we can imagine a few fun use cases for the map. You could turn to it if you want to rediscover a radio station from your hometown or as a way to immerse yourself in a language you want to learn.

IKEA already has a side table that doubles as an air purifier, but now it has a way to gauge just how clean that air really is. The home store has introduced a smart indoor air quality sensor, the Vindstyrka, that gauges particulate matter levels (those smaller than 2.5 micrometers), humidity, temperature and the load of gaseous pollutants. Ideally, you’ll know if your cleaning or cooking habits are making you sick.

Vindstyrka works by itself, but it unsurprisingly becomes more useful when connected to IKEA’s Dirigera smart home hub. You can check air quality through the company’s app, and have the monitor control other devices. It can tell a Starkvind purifier to ramp up the fan speed based on particulate levels, for instance.

IKEA plans to release Vindstyrka in all its markets starting in April. The company hasn’t revealed pricing as we write this, but the feature set suggests it will be more affordable than high-end air quality monitors (such as Airthings’ $299 View Plus) that also track CO2, radon and air pressure. It may be a viable option if the temperature and humidity sensors built into your smart speaker aren’t enough.

Astronomers at the European Space Agency (ESA) used the James Webb Space Telescope to capture an image of a spiral galaxy that resembles our home, the Milky Way. The star system, LEDA 2046648, sits a billion light-years away from ours in the constellation Hercules; it contains thousands of galaxies, trillions of stars and countless planets.

The ESA released the picture on January 31 (highlighted this week by The NY Times). The space agency described it as a mere calibration image to “verify the telescope’s capabilities as it was prepared for science operations.” ESA astronomers snapped it on May 22, 2022, with the Webb telescope’s Near InfraRed Camera (NIRCam).

That ultra-powerful camera can detect longer infrared wavelengths produced by light from this far away. Redshifting describes the stretching of light’s wavelength as it moves away from us, increasing until it appears redder than expected. It occurs because of the universe’s expansion: Distant systems like LEDA 2046648 keep moving farther from Earth.

Most of the visible blobs surrounding LEDA 2046648 are also galaxies, although several stars can be discerned by their diffraction spike patterns. Some objects in the image could be as old as 300 million years after the Big Bang. Of course, an image of anything one billion light-years away means we’re viewing the galaxy’s light from a billion years ago. So astronomers are eager to study early galaxies like this one (and even older ones) to help clarify the types of stars that condensed out of the Big Bang — and how supermassive black holes ended up in most galaxies’ centers.

Meta’s Oversight Board says it will review more cases and fast-track some within as little as 48 hours. “Increasing the number of decisions we produce, and the speed at which we do so, will let us tackle more of the big challenges of content moderation, and respond more quickly in situations with urgent real-world consequences,” the board wrote in a blog post.

Although previous versions of the Oversight Board’s bylaws mentioned expedited reviews of Facebook and Instagram content moderation cases, it has not used this process so far. Under the board’s revised charter and bylaws, Meta can now refer expedited cases to the board with relevant information and an explanation as to why it felt an urgent review was necessary. If the board’s co-chairs decide to take on an expedited case, Meta “agrees to be bound by the board’s ultimate determination,” the bylaws state.

A panel (instead of the board’s entire 23-strong membership) will review expedited cases and come to a decision that’s posted on the Oversight Board’s website within as little as 48 hours. The board notes, however, that this process can take up to 30 days. The target timeframe for standard decisions that demand more in-depth reviews is 90 days.

The board won’t take public comments into account for expedited cases due to time constraints. It might also choose to carry out expedited reviews of user appeals.

Meanwhile, the Oversight Board plans to publish its first summary decisions. It said that after a committee chooses a list of cases that the board may consider, Meta sometimes reverses its original decision. The company has done so around 80 times so far, mostly to restore content it originally yanked. The board notes that while it has published full decisions on some of these cases, they’ve largely been summarized in transparency reports.

Moving forward, a committee will choose some of these cases in which Meta changed its mind. A panel (not the full board) will review them and publish summary decisions. These will include details about the original decision that Meta walked back and they won’t take public comments into account. “We believe that these cases hold important lessons and can help Meta avoid making the same mistakes in the future,” the board said.

Since it formed just over two years ago, the board has published 35 case decisions relating to moves by Facebook and Instagram to remove content or allow it to remain on the platforms. Last quarter alone, Meta users submitted 193,137 cases for review.

While it’s unlikely that the board’s latest steps mean it will review anything close to the full number of cases it receives, the group should be able to address high-profile, urgent cases more quickly, such as Meta’s decision to indefinitely suspend former President Donald Trump from its platforms due to his influence over the January 6th, 2021 insurrection. The company restored his accounts earlier this month, but Trump has yet to post on them again.

Meanwhile, the Oversight Board has published its latest quarterly transparency report (PDF). The body says it has now made 196 policy recommendations to Meta, “many of which are already improving people’s experiences of Facebook and Instagram.” By the end of October, the company had fully implemented 24 of the recommendations and had made progress on enacting dozens of others (Meta did not provide its fourth quarter update to the board before the transparency report was published).

The Oversight Board has also added a new board member. Kenji Yoshino is the Chief Justice Earl Warren Professor of Constitutional Law at New York University School of Law and the Director of the Meltzer Center for Diversity, Inclusion and Belonging. The board noted that he specializes in constitutional law; antidiscrimination law; and law and literature.

Starting today, Meta is rolling out a new version of its “Why am I seeing this ad?” tool. The company says the redesigned interface is meant to provide users with more information about how their activities on Facebook and beyond inform the machine learning models that power its ad-matching software. If you’re unfamiliar with the tool, you can access it by clicking or tapping the three dots icon next to an ad on Facebook or Instagram.

Once you have access to the updated tool, you’ll see a summary of the actions on Meta’s platforms and other websites that may have informed the company’s machine-learning models. For instance, the page may note that you’re seeing an ad for a dress or suit because you interacted with style content on Facebook. Users will also see new examples and illustrations that attempt to explain how Meta’s machine learning algorithms work to deliver targeted ads. At the same time, the company says it has made it easier to access its Ads Preferences. You’ll see a link to those settings from more pages accessible through the “Why am I seeing this ad?” tool.

“We are committed to using machine learning models responsibly. Being transparent about how we use machine learning is essential because it ensures that people are aware that this technology is a part of our ads system and that they know the types of information it is using,” Meta said in a blog post published Tuesday. “By stepping up our transparency around how our machine learning models work to deliver ads, we aim to help people feel more secure and increase our accountability.”

The company notes it worked with “external privacy experts and policy stakeholders” to collect input on how it could be more transparent about its ads system. Meta doesn’t say as much, but the changes likely represent an effort to ensure the company is compliant with the European Union’s Digital Services Act when it becomes law in 2024. The legislation has several provisions that apply directly to Meta, including one that mandates more transparency around how recommendation systems work. The law will also ban ads that target individuals based on their religion, sexual orientation, ethnicity or political affiliation.

More broadly, the changes come after Apple’s ad-tracking changes in iOS 14 significantly hurt Meta’s bottom line. One early report after iOS 14.5 went live estimated only four percent of iPhone users in the US opted into app tracking. Since then, Meta has seen revenue growth shrink significantly. More recently, in combination with its virtual and augmented reality spending, Meta saw its first-ever revenue decline in the second quarter of 2022.